Information for
Prospective Buyers

If you have a stable income, a good credit score, and enough savings for a down payment and closing costs, you may be ready to buy. A consultation with one of our experienced brokers can help you determine if now is the right time.

Getting pre-approved for a mortgage is the first step. It helps you understand your budget and shows sellers you’re serious. We can connect you with trusted local lenders to get started.

The amount varies, but many loans require as little as 3-5%. However, putting down 20% can help you avoid private mortgage insurance (PMI).

From finding a home to closing, the process typically takes 30-60 days, though it can vary based on market conditions and financing timelines.

Pay attention to the condition of the home’s structure, roof, and systems (like HVAC). Consider the layout, natural light, and neighborhood to ensure it fits your needs and lifestyle.

Absolutely. A home inspection helps identify potential issues, so you can make an informed decision or negotiate repairs with the seller.

Closing costs typically range from 2-5% of the home’s purchase price. Your lender will provide an estimate so you know what to expect.

Most purchase agreements include contingencies, like inspection and financing, which allow you to cancel the deal without penalty under certain circumstances.

While it’s not required, having a skilled agent on your side ensures you have expert guidance throughout the process. We’re here to advocate for you, handle negotiations, and make the process easier.

Our deep local expertise and combined experience in real estate sales and rental management gives us more nuanced insights into the real estate market as a whole. Our network of rentals has also helped ease the transition process for many buyers and sellers who have timing issues with their transaction